People spend too much on babies and learning. We perceive an urgency or risk, and so we let our guard down and accept what the salesman tells us. “Don’t skimp on a new car, your child’s life is at risk.” On the one hand, we […]
Category: Get Control of Your Money
How Investments Work
Investments work on a simple principle: forgo consumption today, and reap the ability to consume more later. If we spend a little less from our paychecks, we can save for retirement. After a little effort spent selecting good mutual funds, the magic of compound interest will […]
Unconscious Self-Sabotage
It’s 10:00 PM, you’ve got 2 assignments due tomorrow, a quiz the next day, and an exam the day after that. You haven’t eaten dinner yet, and you haven’t started either assignment. You think to yourself, “if I could just clear this to-do list, I […]
New Semester Resolutions
Think back to the end of last semester. How did that go for you? How much sleep did you lose preparing for exams? Were you overwhelmed with coursework and study that needed doing? Did you simultaneously have several projects and several exams to prep for? […]
