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A recent study found that just under 1/3 of Americans keep a formal budget.
What most people don't realize is that the likelihood of someone budgeting is proportional to their income: the higher your income, the higher your probability of budgeting.
Have you ever heard of "best practices"? It's the idea that you should do what winners do. The quickest way to stay broke and stressed about money is to copy what broke and stressed people do with their money. The best way to build wealth is to copy what wealthy people do.
But budgeting is hard.
Predicting the future seems impossible. If you're a student you likely have a highly variable income, earning much more over breaks than during the semester. On top of it all, budgets feel restrictive and seem to take away any chances of being spontaneous.
That's the problem that Intentional 101 hopes to solve for you. If you'd like to be in control of your money, but still feel the freedom to enjoy your life, you should join us. It's free but time is running out. Visit tonyferrar.com/question for details.
Source:
www.debt.com/edu/personal-finance-statistics/
